Carrier COI Compliance Audit Agent for Freight Brokers
Independent freight brokers & small carrier-compliance desks (1-20 trucks under management)
Quantified Loss
~$250K uncovered-claim exposure per expired-COI load; 6-9 hours/week of manual PDF chasing per broker
Every load tendered to a carrier requires a valid Certificate of Insurance: $100K cargo, $1M auto liability, broker named as additional insured, no lapses. Brokers currently open each COI PDF by hand, compare limits against their carrier packet, and diary renewal dates in spreadsheets. One booked load on an expired policy can turn into a six-figure uncovered claim, and FMCSA-level shippers audit brokers on this paperwork trail.
Background & Workflow
Every load tendered to a carrier requires a valid Certificate of Insurance: $100K cargo, $1M auto liability, broker named as additional insured, no lapses. Brokers currently open each COI PDF by hand, compare limits against their carrier packet, and diary renewal dates in spreadsheets. One booked load on an expired policy can turn into a six-figure uncovered claim, and FMCSA-level shippers audit brokers on this paperwork trail.
Existing Bottlenecks
TMS platforms (McLeod, Turvo) and compliance portals (RMIS, MyCarrierPortal) store COIs but do not read them. Limits extraction, additional-insured wording checks, and renewal follow-up are still human eyeball work. Enterprise suites price out sub-20-truck brokerages entirely.
Proposed MVP Blueprint
An agent that ingests COI PDFs from email or portal upload, extracts coverage lines (cargo, auto liability, GL, workers' comp) with a vision LLM, validates limits and endorsement wording against the broker's carrier packet, then runs automated 30/14/7-day renewal chase sequences and blocks tendering on lapsed carriers.
- Premium
- $149
- Exclusivity
- 60d
- Also settles in
- 149 USDT · ~0.0015 BTC
Listed Sep 24, 2026